Our Services
Auto Insurance
Did you know that there are different types of auto insurance? You may only be focused on what is required by the state but there are more.
Home Insurance
A home insurance policy is going to protect you against some of the different “what if” scenarios that could happen.
Commercial Insurance
Don’t make the assumption that personal insurance will protect what is being used for your business. Protect your business now!
Employee Benefits
Rather than leaving yourself vulnerable to a lawsuit, you can use employee benefits insurance to provide the pay for benefits.
Flood Insurance
Even if flood insurance isn’t required, it can offer you a great deal of protection. Your homeowner’s insurance policy won’t cover floods.
Life Insurance
With the help of our independent insurance agents, we can talk to you about the pros and cons of each policy to help you make a more informed decision.
Umbrella Insurance
By purchasing umbrella insurance, it adds coverage over all of your personal liability policies. Protect your family with this type of insurance.
Additional Insurance Products
- College
- Travel
Life Insurance
Life insurance has the means to offer you a lot of financial protection in Maryland. At The Wright Agency, we’ll talk to you about the insurance options that are out there so that your family is protected in the event of your unexpected passing.
Life Insurance Options
Shopping for life insurance can be overwhelming. You want to balance coverage with the cost of premiums. Meanwhile, you know you want financial protection in place for your family so that they have the means to move forward when you’re not around any longer.
There are two main policies you will want to consider:
Term: The policy is valid for a term of 5 to 30 years and will expire if you outlive the term you choose.
Comprehensive
Whole: The policy is valid for your entire life and offers a cash value during your retirement years.
With the help of our independent insurance agents, we can talk to you about the pros and cons of each policy to help you make a more informed decision.
How to Shop for Life Insurance
Shopping for life insurance doesn’t have to be overwhelming. We can answer questions and provide recommendations based on where you are in life. Some of the things you will want to consider include whether you have a significant amount of money in savings. Many people choose to have a term policy to cover them until retirement while others want protection no matter what, which is when they choose a whole life policy.
By working with one of our insurance agents, we can get quotes from all the top insurance companies in Maryland. It allows us to help you make competitive comparisons to avoid spending any more on premiums than what is absolutely necessary.
Call us at The Wright Agency today to learn more about life insurance in Maryland. We can ensure you have a policy that you can count on.